HEY, I AM MICHAEL.
I am a fintech expert based in Frankfurt with more than 20 years of experience delivering digital projects. Throughout my career, I have worked in both leadership and hands-on roles, including CIO, CTO, Founder, Managing Director, Consultant, Project Lead, Conversion Specialist, Designer, Marketing Expert, Web Developer, and DevOps Engineer. Today, I support companies and decision makers in the financial sector with practical execution, strategic sparring, and strong networking across IT, product development, and business development. A key focus of my work is emerging technologies in finance, such as blockchains, digital assets, and AI.
I have gained insights into a wide range of business models and industries. In the early years, my work focused primarily on B2B solutions, with occasional shifts toward B2C. Today, I am once again fully focused on the B2B space. My approach is hands-on, as I have actively contributed to many digital projects myself. Over time, I have learned how to build solutions that work and to identify those that do not. A central goal of my work is to reliably move projects forward and to bring clarity to decision-making.
I am multiple times certified by Google, AWS, and Scrum.org. From time to time, I write articles and guest contributions. This has led me to focus today on blockchains, digital identities, and artificial intelligence.
With my extensive experience in IT and business development, I support companies as an external consultant, interim manager, freelancer, or in a contract role. Depending on the requirements, part-time or full-time arrangements are possible. My focus is at the intersection of IT and business development.
DM me on LinkedIn, if you want to work with me.
If team members are not motivated, the likelihood of delay increases.
— Michael Wutzke
I AM GOOD AT...
… creating the right solution for a given target audience, evaluating ideas, and justifying my opinions. I am trained to create concepts by myself and know how to judge and implement concepts by others. When someone is presenting a concept to me, I can grasp the capabilities of its author and explain how well it is understandable.
By applying strategic concepts for web projects and attending website optimization trainings, I learned what the drivers are for making a product successful. And by coordinating teams of developers, I was able to learn hands-on IT project management early in my career.
In short: know-why and know-how.
A goal without a concept and a lack of measurable metrics is just an idea.
— Michael Wutzke
TRAININGS AND CERTIFICATIONS
In the last few years I attended a large number of technology, management and communication trainings. Some of these trainings were leading to an official certification. I am constantly educating myself whenever I have time to. That’s why I love to travel by train instead of the car: I can use the time there for getting better and learning new things. I especially use video trainings nowadays.
In addition to these official IT certifications, I have a training authorization in accordance with §§ 28 – 30 of the German Berufsbildungsgesetz (BBiG) from the Frankfurt Chamber of Commerce for the IT educations in application development (Fachinformatiker/in Anwendungsentwicklung) and system integration (Fachinformatiker/in Systemintegration). This means that I am officially allowed to train young IT specialists according to the German labour education law.
From time to time I am also attending technology meetups in Frankfurt, especially of course the DeFi meetup.
Good employees in a company do not need a manager, they need orientation and support.
— Michael Wutzke
MOTIVATED AND IN GOOD MOOD
I love my fields of knowledge and I am grateful for every day that I can work to implement ideas. I am used to working with a wide variety of personalities, whether young or old. I am innovative, active, emotional, and strategically thinking. Thanks to my positive attitude, I motivate people working with me and create solutions which perform.
BLOCKCHAINS AND DLTS
I have been dealing with cryptocurrencies and blockchains since 2015 and follow developments in distributed ledger technologies. I have run my own Bitcoin miners and a Bitcoin Full Node in the past.
In my opinion, blockchains driven by smart contracts have the potential to become the greatest trend since the invention of smartphones. Such modern blockchains will be game changers to many industries in the the years to come, especially in the areas of finance, insurance, and real estate.
A project is doomed to underperform or fail if its management is bad.
— Michael Wutzke
INVESTOR AND ADVISOR
In addition to my passion for IT, I’m active as a business angel, consultant, and investor. I am also a member of the Digital Euro Association, a think tank about central bank digital currencies (CBDCs), stablecoins, crypto assets, and other forms of digital money. I’m also organizing meetups about digital assets and contribute to the development and adoption of digital asset identifiers.
ATTENDING CRYPTO CONFERENCES
Over the past four years, I’ve attended over 200 blockchain-related events — from major international conferences to intimate local meetups. Along the way, I’ve had the chance to meet a wide range of people, from protocol founders like Charles Hoskinson (pictured with me), the creator of Cardano, to everyday business professionals and passionate Web3 enthusiasts. I genuinely enjoy connecting with others and exchanging ideas about the transformative potential of DeFi technologies.
MY FAVORITE ANIMAL
The cookie monster rocks!
LET'S STAY CONNECTED
