Only a few people have really understood the impact which blockchains (and distributed ledger technologies in general) will have. The field of innovation for crypto currencies has developed into a serious economic segment in recent years. More than 2 trillion euros are invested in cryptocurrencies such as Bitcoin, Ethereum, and Cardano – and the trend is rising.

The first generation of blockchains, especially Bitcoin, has been used as a store of value. The second generation, like Ethereum, was already able to carry out complicated transactions with smart contracts. Because of technical limitations, Ethereum can now hardly scale anymore. And with a number of new blockchains, completely new business models will open up in the future. It is very clear to me: The coming decades will be a great success story for the new blockchains and other DLT projects.

This is precisely why I am trying to learn about their respective meaningfulness, follow technical developments, and train myself with blockchain programming. For a good reason: If experiences, ideas and trends come together, better problem solutions can be created.

The subject of cryptocurrency is not new to me: I ran own miners and a Bitcoin full node as early as 2015. The evolution of blockchains is currently opening up new opportunities in which I would like to be actively involved.


There are currently more than 100,000 coins and tokens in the blockchain market. There is an almost confusing number of currencies out there. But only very few solutions are innovative and sustainable. For some, the only thing that counts is quick money: pull up the cryptocurrency, cash in, and leave it along. But the big innovations usually happen quietly in the background. An example of this is the development of the Cardano blockchain, which aims to remove existing inadequacies in Ethereum and other blockchains. Since autumn 2021, developers can use Cardano’s in-house programming language to bring new DApps (“Distributed Apps”), oracles (interfaces), and smart contracts (complex transactions) into the Cardano blockchain.

The tools for this new world are just being created. But what these technical innovations lack are programs that solve real problems. And this is exactly where I want to bring solutions for the finance, insurance and/or real estate industries into play.

Frankfurt Cardano - Blockchain Consulting - Cardano Programmer - Insurance Blockchain - Real Estate Blockchain - Plutus Developer



Creation of suggestions for problem solving with the use of blockchain protocols.


Design and implement IT-driven business processes that fulfill certain goals.


Technically implement solutions in the blockchain space in the frontend and backend.


Ensure that the technology is matching the planned development steps of the product.


Communicate the envisioned or realized steps in order to achieve a successful product.


Work together with colleagues, decision makers, business partners and external companies.


An important factor for the success of a blockchains project is its meaningfulness and the ability to actually solve problems. The fact that a blockchain is responsible for dealing with these problems in the background of an app/Dapp should be completely irrelevant for most users. So the goal is to help users solve a specific problem or complete a task.

Thanks to the new blockchains, new business models are particularly useful in these economic sectors:

A sample application will appear here soon.
A sample application will appear here soon.
Real Estate
A sample application will appear here soon.
A sample application will appear here soon.
A sample application will appear here soon.
Supply Chain
A sample application will appear here soon.
A sample application will appear here soon.
A sample application will appear here soon.
Cardano Blockchain Explorer

The Cardano Blockchain Explorer allows you to look at the Cardano blockchain. Here is an example of a generated block that contains a certain number of transactions. It is easy to recognize that, for example, no IP addresses are stored. In a similar way, you can take a look at any other blockchain with the corresponding Explorer.


Blockchain projects are also not always transparent from a technical viewpoint. There are protocols like Ripple that have a private area for InterBank transactions. The Monero blockchain even goes one step further: it stores transactions in such a way that tracking payment details is difficult if not impossible. On the one hand, this is an advantage for obfuscation, but is likely to have a negative impact on expected regulations by lawmakers.

Meme tokens and shit tokens in particular are likely to fall victim to regulations after millions of private investors have burned their hands as a result of losing their investments. In addition, I particularly expect the regulation of centralized and decentralized crypto exchanges, for example to prevent wash trading. Another field of regulation could be the transparency rules on how crypto project obtain funding before or during an Initial Coin Offering, Initial Exchange Offering, Initial DEX Offering, Crowdloan, or other means of financing.

In my opinion, regulation will soon hit stablecoins such as USDT, BUSD, and DAI, for a simple reason. Although these coins are on “paper” at parity with the US dollar, they are not actually covered by the full amount of money in circulation. Additionally, their holders are not protected against total loss. The crash of some of these stablecoins could even trigger a new financial crisis, because now there are significant amounts of values ​​in stablecoins. In addition, it is unclear what will happen if, for example, some or all of the stablecoins are severely restricted or banned: after all, crypto projects are usually traded using them.

Electra Protocol - New Blockchain 2022 - Realtime Payments - Smart Contracts - Multicurrency Transactions


At the beginning of November 2021, I started as an official Advisor to Electra Foundation, which is working on the further development and worldwide adoption of the new blockchain Electra Protocol. The reason for the appointment are my knowledge of the conception and implementation of digital solutions. From now on I will support the development of projects and networking in relation to Electra Protocol. As a first project, I coordinated the relaunch of the Electra Protocol website.

Blockchain certifications - Frankfurt blockchain expert - crypto expert - world

Blockchain Certifications

In January 2022 I took up a new professional challenge as Head of DeFi/Node Operations at Blocksize Capital. This was one of the reasons for taking crypto certifications. The first training of this kind was passing the Certified Bitcoin Professional (CBP) exam. Then I took the Certified DeFi Expert exam provided by the Blockchain Council, which was about a general understanding of the market Decentralized Finance.


Tags: Bitcoin Frankfurt, blockchain, C4, Cardano, Cardano Blockchain Explorer, CBP, Certified Bitcoin Professional, Crowdloan, crypto exchanges, crypto wash trading, crypto-currency regulation, DeFi Frankfurt, Electra Foundation, Electra Protocol, Ethereum, Fake Trading, Frankfurt Bitcoin, Frankfurt Blockchain, Frankfurt DeFi, Initial Coin Offering, Initial DEX Offering, Initial Exchange Offering, IOHK, meme coins, meme tokens, P2P Labs, P2PLabs, Plutus, Plutus Pioneer Program, Polkadot, shit coins, shit tokens, Solidity, Wash Trading

Michael Wutzke