Business Development Manager in Germany
I am Michael Wutzke from Frankfurt, and I take on permanent positions as Business Development Manager in Germany, remote for the most part, with on-site days in Frankfurt Rhine-Main. Freelance and interim engagements are possible as well. I look for the customers and partners your product needs and write the business case with your product team. When a partner asks how the systems connect, I can answer myself. Let's talk about your needs in a free 30-minute video call.
What I bring to your team
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Business development experience
For more than twenty years I have built digital products for finance, insurance and online retail. I start an opportunity with what the customer or partner needs and question a business case the product cannot deliver.
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Customers in finance
At a Frankfurt fintech I spoke with decision-makers at stock exchanges and banks and onboarded institutional customers with their cooperation partners. I helped write the terms and price definitions of that product.
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Technical background
I designed the interfaces of an insurance portal and connected online shops to PayPal, WorldPay and Amazon Pay. I can discuss a partner integration with the partner's IT team myself.
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Network in finance
I have relationships with banks, asset managers, technology providers and industry associations. At the events of the Frankfurt community Finance Loop, with more than 4,000 members, I meet people from fintech and banking.
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Concept and rollout
I wrote the concept of a real-time market data product, designed its product marketing and led its rollout. A business case I take to your product team comes from someone who has built a product himself.
What a Business Development Manager does
A Business Development Manager finds new business for a company and prepares it until a customer or partner signs. The ads I read on September 24, 2026 add the business case: the manager works out whether an opportunity pays and takes it to the product team.
The ad of Mesago, a trade fair organizer of the Messe Frankfurt group, asks for new target groups in B2B and product concepts with business cases. A digital bank in Frankfurt wants partnerships with IT and data providers. Hays calls the position no entry-level job and asks for experience in development, marketing or sales.
For a smaller company or a Mittelstand firm, the manager level means work on the opportunities themselves: the first talk, the case, the contract draft and the onboarding. I have done that part of business development myself, in finance, insurance and online retail.
Business Development Manager, Sales Manager and Head of Business Development
The three titles overlap in many ads. They differ in what each one owns. The table sets them side by side, from job profiles and ads I read on September 24, 2026.
| Business Development Manager | Sales Manager | Head of Business Development | |
|---|---|---|---|
| Owns | Business the company does not have yet: a new customer group, a partner, a market | The sales of the current offer | The business development pipeline and the team that works it |
| Tasks named in ads | Market chances and target groups, business cases, partnerships with IT and data providers, work with the product team | Sales talks, customer relationships, acquisition, the sales strategy | A pipeline across inbound, outbound and strategic partnerships, high-value deals led in person, coaching a small team |
| Sources | Hays job profile, ads by Mesago and C24 Bank | Hays job profile | Ad by Finmo |
My work fits the first column. I wrote the concept and the business documents of a product, spoke with decision-makers and onboarded customers with their partners. As CIO I also coordinated a sales team, which belongs to the third column.
My business development work by industry, newest first
My evidence lies in three industries: finance, insurance and online retail. The finance rows cover my positions at the Frankfurt-based company Blocksize Capital.
| Period and position | Industry | Customers and partners | My part |
|---|---|---|---|
| January 2023 to October 2024: Chief Information Officer, with procuration from May 2023 | Finance, digital assets | Banks, stock exchanges, an oracle network, a crypto exchange, referral partners | In 2023 the terms and conditions, the service and price definitions, the legal framework of the partner program and the agreements with these partners; growth and marketing were part of the role |
| 2022: Head of Decentralized Finance and Node Operations | Finance, digital assets | Decision-makers at stock exchanges and banks; institutional and professional customers and their cooperation partners | Concept, product marketing and rollout of a real-time market data product; the talks with decision-makers; the onboarding of customers |
| 2016 to December 2021: Project Manager and Web Developer at Policen Direkt | Insurance, the German secondary market for life insurance | Customers of the group’s web portals | Planning and building the portals and their conversion optimization; for a contract management portal, the interfaces and the connection to an existing CRM system |
| 2011 to 2016: Project Lead and Developer at Valentins (Burda Digital) | Online retail | Shops for Lidl and REWE with millions of transactions; PayPal, WorldPay and Amazon Pay | Order funnels, payment connections and conversion optimization; changes to the funnels raised the sales of a top e-commerce brand by up to 22 percent on mobile devices |
Details: Career stages.
Profile at a glance
| Role | Business Development Manager (BDM), partnerships, business cases |
| Engagement | Permanent, remote for the most part, on-site days in Frankfurt Rhine-Main; freelance; interim |
| Location | Frankfurt, Germany |
| Industries | Finance and digital assets, insurance, online retail |
| Counterparts | Stock exchanges, banks, institutional customers, payment providers, technology providers |
| Network | Finance Loop: more than 4,000 members, more than 16 events in 2025 |
| Languages | German, English |
Who I am
I am Michael Wutzke. I have worked in IT and media for more than twenty years, and I came to business development from the product side. Before I presented a market data product to banks, I had written its concept and coordinated the teams that built it. At Valentins I was the IT link between management and marketing, and as CIO part of my job was to describe technically complex matters in simple words. I am also interested in open-source AI models that a company runs on its own servers.
In Frankfurt I meet people from fintech and banking at the events of Finance Loop, the community that grew out of the Frankfurt Blockchain Meetup. Details: Growth and business development advisory.
How we get in touch
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Message or call
Write to me on LinkedIn or book a 30-minute video call. The job ad or a few lines on the product and the market it should reach are enough.
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Video call
We go through the opportunities you see, the teams I would work with and the engagement: permanent, freelance or interim.
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Documents
The pages on the market data product and on my CIO position describe the business development work in detail. Certificates follow on request.
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Meeting your team
I meet your sales and product teams on site in Frankfurt Rhine-Main or travel to your office in Germany.
Questions companies ask
Which engagements do you take on?
I support companies as a freelancer or as a permanent employee. As Business Development Manager in Germany I work remote for the most part, with on-site days in Frankfurt Rhine-Main. Interim business development work, part time or full time, is possible as well.
What does BDM mean?
BDM is short for Business Development Manager; some ads write BD Manager. The manager finds and prepares new business. A Head of Business Development leads the team that does this work.
What is the difference between business development and sales?
Sales sells the current offer and looks after the customers who buy it. Business development opens what the company does not have yet, such as a new customer group or a partner, and writes the business case for it. Hays describes the two jobs as overlapping.
In which industries does your experience lie?
Finance, insurance and online retail. In finance I worked with stock exchanges, banks and institutional customers of a market data product. In insurance I built the web portals of a company in the life insurance market, and in retail I built shops for Lidl and REWE with their payment connections.
Can you answer a partner's technical questions?
Yes. I helped write the methodologies for the API endpoints of a data product, designed the interfaces of a contract management portal and connected it to an existing CRM system. As CIO I coordinated the development and infrastructure teams.
Details on the work behind this page
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Growth and business development advisory
IT and growth advisor based in Frankfurt, supporting clients in Germany, Austria, and Switzerland on growth topics in fintech, blockchain, and digital assets.
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Real-time market data for digital assets
A market data product for institutional users, delivered over WebSocket and RPC.
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CIO and Head of DeFi at a Frankfurt fintech
Node operations, a market-data product, teams, budgets and procuration at a Frankfurt fintech.
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E-commerce and conversion
Front ends, back ends, order funnels and payment connections of online shops.
Your Business Development Manager in Germany
I am Michael Wutzke, a Business Development Manager based in Frankfurt, with my business development work in finance, insurance and online retail. In a free 30-minute video call we talk about the customers and partners your product should reach and about your needs, and you learn whether my experience fits your team.
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