Head of Product for fintech and market data, remote across Europe
I am Michael Wutzke from Frankfurt. At a Frankfurt fintech I wrote the concept of a real-time market data product for digital assets, led its rollout and onboarded institutional customers, and as CIO I carried the product vision through to the launch of financial products. I take on permanent positions as Head of Product in fintech, remote for the most part, with on-site days in Frankfurt Rhine-Main. Let's talk about your needs in a free 30-minute video call.
What I bring to your product team
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Product experience
I design products from the user's task and challenge features nobody asked for. My products served institutional users who needed traceable prices and insurance customers who manage their policies online.
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Concept to customers
For the market data product I wrote the concept, coordinated development, infrastructure, product and sales, and led the rollout. I designed its product marketing as well.
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Documents for regulated buyers
I helped write the terms, the service and price definitions, the market data manifest and the API methodologies. Compliance teams read them before a bank may use a product.
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Data at scale
I built a near-real-time search with Elasticsearch over millions of real estate records. Users got their answers within milliseconds.
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Agile practice
I hold the Professional Scrum Master I certificate and run backlogs in Jira. From talks with customers and partners I know how a product owner thinks.
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Market access
Finance Loop, which I co-founded, connects traditional finance, blockchains and regulation in Frankfurt and has more than 4,000 members. Your product team hears there what banks and crypto firms ask for.
What a Head of Product in fintech does
A Head of Product in fintech owns what the company builds for its customers, from the vision and the roadmap to the specifications and the launch. In market data and digital assets, job ads add a data strategy across centralized and decentralized exchanges, and specifications that legal and compliance teams can work with. I held product responsibility at the Frankfurt-based company Blocksize Capital, first as Head of Decentralized Finance and Node Operations, then as Chief Information Officer.
What a buyer checks in a crypto price feed
Institutional buyers of market data ask how a price came about before they sign. These are the questions the product I built in 2022 had to answer, and what answered each one.
| The buyer asks | What the product answered with |
|---|---|
| Where does the price come from? | Trades from centralized and decentralized exchanges |
| How was it calculated? | A documented method, set down in the market data manifest and the API methodologies |
| Which trades were left out? | An outlier detection that flags trades whose prices deviate |
| Was the price changed later? | A check that prices were not changed afterward |
| How fresh is it? | Real-time delivery over WebSocket; in May 2022 the data was half a second old |
| Which assets? | Hundreds of liquid and illiquid digital assets as launched in 2022, quoted in currencies such as EUR, USD, BTC and ETH |
| How does it arrive? | WebSocket and RPC endpoints, for real-time and historical data |
| May we use it commercially? | Terms and conditions and service and price definitions, written in 2023 |
My product work, newest first
- Since April 2026: AI engineer in a client’s platform transformation. I help break up a monolithic application with Claude and Codex; the work has produced more than 300 RESTful API endpoints and more than 8,000 commits.
- January 2023 to October 2024: Chief Information Officer at Blocksize Capital, responsible for the product vision through to the launch of financial products and for the documents in the table above.
- 2022: the real-time market data product, from concept to onboarded institutional customers.
- 2016 to 2021: at Policen Direkt, a digital insurance manager in which thousands of customers upload and manage their policies, and life insurance portals, run with Scrum and Jira.
- 2011 to 2016: order funnels and payment connections for the online shops of Lidl and REWE, with their conversion optimization.
Profile at a glance
| Role | Head of Product (fintech), Head of Market Data, product lead for data products |
| Engagement | Permanent, remote for the most part, on-site days in Frankfurt Rhine-Main; freelance; interim |
| Location | Frankfurt, Germany; remote for companies across Europe |
| Products | Crypto market data over WebSocket and RPC; an insurance manager in Angular; e-commerce order funnels |
| Method | Professional Scrum Master I; Jira and Confluence |
| Certificates | Google Analytics, Google Mobile Sites, AWS Solutions Architect Associate |
| Languages | German, English |
Who I am
I am Michael Wutzke. I have worked in IT and media for more than twenty years. I hold a technical diploma in mechanical engineering, and instead of machines I now build applications and the products around them. I am interested in open-source AI models that a company runs on its own servers. My way of running product work is on Project management.
How we get in touch
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Message or call
Write to me on LinkedIn or book a 30-minute video call. Your product and the customers it serves are enough to start.
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Video call
We talk about the product, the team and the engagement: permanent or interim, remote with on-site days.
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Product conversation
With your CEO or CTO I go through how I took the data product to its first institutional customers.
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Documents
Career stages and certificates are on this site.
Questions companies ask
Is a Head of Market Data a product role?
In data companies it covers the data strategy, the sources and their licensing, and the product built on top. I did both parts for a crypto market data product in 2022 and 2023.
Which delivery interfaces do you know?
WebSocket for real-time data and RPC endpoints, both in the market data product, and REST APIs specified with OpenAPI in my current platform work.
Have you written specifications for legal and compliance?
Yes. The market data manifest and the API methodologies explain to compliance teams how prices come about, and the terms and price definitions set what a customer receives. I helped write all four in 2023.
Which engagements do you take on?
I support companies as a freelancer or as a permanent employee. As Head of Product in fintech for companies across Europe I work remote for the most part, with on-site days in Frankfurt Rhine-Main. Interim engagements are possible as well.
Details on the work behind this page
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Real-time market data for digital assets
A market data product for institutional users, delivered over WebSocket and RPC.
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Smart contracts require smart market data
Smart contracts and decentralized exchanges need reliable reference prices. On May 3, 2022 a real-time market data product launched under my leadership.
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A digital insurance manager on AWS
An insurance manager in Angular, life insurance portals and AWS infrastructure in two regions.
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Near-real-time search over millions of records
Elasticsearch as the search of a real estate database, millions of records answered within milliseconds.
Your Head of Product for fintech in Europe
I am Michael Wutzke from Frankfurt, and I have taken a market data product from the concept to institutional customers. In a free 30-minute video call we talk about your product and your needs, and you learn whether my experience fits your team.
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